University of Kentucky Federal Credit Union

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In order to get started, select an account that works for you.

UKFCU Checking Account
Your UKFCU Checking Account includes all the features that allow you to manage your money, your way. See Disclosures for more details.
  • No Minimum Balance
  • No Monthly Service Charge
  • Instant-Issue Visa® Debit Cards
  • Direct Deposit and Early Pay*
Money Market Savings Account
With this flexible higher interest rate savings account, you'll earn better returns with a minimum deposit of $1,000*.  See disclosures for more details.
  • Higher balances earn higher rates
  • No monthly maintenance fee
  • Mobile & online access
  • Direct deposit your savings
Prime Share Savings Account
At UKFCU, you'll always be more than an account holder. You become a valued member-owner when you open your initial Prime Share savings account with just $5. See Disclosures for more details.
  • Earns monthly dividends*
  • No monthly surcharge
  • Mobile & online access
  • Direct deposit your savings
High Yield Savings Account
Earn up to 4.00% APY* on balances up to $25,000 with this market-leading savings account! See disclosures for more details.
  • Minimum initial deposit of $1,000
  • No minimum balance
  • No monthly maintenance fee
  • Mobile & online access
  • Direct deposit your savings
Certificate Account
Boost your long-term savings returns with a low-risk savings certificate. Pick the term length that fits your needs, from a few months to a few years. No matter what, you’re set to win. See Disclosures for more details.
  • Safer alternative to investing
  • Guaranteed higher returns
  • Short- and long-term savings certificates
  • Easy to open
  • View Rates
3 Month Certificate 0.25% APY