UK Credit Union

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In order to get started, select an account that works for you.

Simple Checking
Your Simple Checking account includes all the features that allow you to manage your money, your way. Features include:
  • No Minimum Balance
  • No Monthly Service Charge
  • Instant-Issue Visa® Debit Cards
  • Direct Deposit and Early Pay*
  • Debit Card Cash Back Rewards
BlueVantage Checking Account
For only $7 a month, take advantage of our newest Checking Account—packed with all the benefits of a Simple Checking account, plus:
  • Access to Telehealth
  • Cell Phone Protection
  • Roadside Assistance Service
  • Travel & Leisure Discounts
  • ATM Fee Rebates
  • Earn Dividends
  • Loan Discounts
  • Early Pay
  • Debit Card Cash Back Rewards
  • IDProtect®
Student Rewards Account
As the Official Credit Union of the University of Kentucky, we understand that students need a little extra support. That's why we created the Student Rewards Account, which includes all of the Checking Account Features above, plus some extra benefits to help you ace student life. See Disclosures for more details.
  • Available for Students Aged 13-25*
  • 5% Cashback on All Debit Purchases
  • No Overdraft Fees
High Yield Savings Account
Earn up to 4.00% APY* on balances up to $25,000 with this market-leading savings account! See disclosures for more details.
  • Minimum initial deposit of $1,000
  • No minimum balance
  • No monthly maintenance fee
  • Mobile & online access
  • Direct deposit your savings
Money Market Savings Account
With this flexible higher interest rate savings account, you'll earn better returns with a minimum deposit of $1,000*.  See disclosures for more details.
  • Higher balances earn higher rates
  • No monthly maintenance fee
  • Mobile & online access
  • Direct deposit your savings
Certificate Account
Boost your long-term savings returns with a low-risk savings certificate. Pick the term length that fits your needs, from a few months to a few years. No matter what, you’re set to win. See Disclosures for more details.
  • Safer alternative to investing
  • Guaranteed higher returns
  • Short- and long-term savings certificates
  • Easy to open
  • View Rates
3 Month Certificate 0.25% APY
Prime Share Savings Account
At UK Credit Union, you'll always be more than an account holder. You become a valued member-owner when you open your initial Prime Share savings account with just $5.
  • Earns monthly dividends*
  • No monthly surcharge
  • Mobile & online access
  • Direct deposit your savings